The holidays are over, and you are ready to get back into your normal routine. However, like many, you may be feeling the consequences of your holiday spending for months to come, especially if you used your credit cards for gifts and other purchases. For some, this post-holiday debt is something they can handle with… Continue reading Are you ready to face your debt problem?
Making the choice to file for bankruptcy is not easy. If you are considering this step, it is likely because you are dealing with bills you can’t pay, balances you can no longer manage and constant contact from debt collectors. After deciding to file, you must then determine which of the two most common chapters… Continue reading How can you choose the right chapter of bankruptcy?
Just because you filed for divorce this past summer, it doesn’t necessarily have to ruin your children’s back-to-school season. As Wisconsin students and others throughout the country are heading back to their classrooms, even families with both parents living under the same roof encounter challenges. It takes time to get back into a school routine… Continue reading Worried about co-parent problems this back to school season?
Making the choice to file for consumer bankruptcy is not easy. If you are facing this decision, it is likely because you are struggling with overwhelming debt and have no hope of paying it back without help. For many Wisconsin consumers, this is a reasonable way to make creditor harassment stop, deal with certain types… Continue reading How can you know which chapter of bankruptcy is right for you?
Whether due to emergency room visits, an unexpected diagnosis, surgeries or more, medical bills can quickly accumulate. Even after negotiating a payment plan with your medical provider, the debt may seem never-ending. According to CNBC, two-thirds of those filing for bankruptcy cite medical issues as a main factor in their decision. This ranks above an inability to… Continue reading Medical debt leads many to file for bankruptcy
Declaring bankruptcy is the sum of all fears for many business owners. If you’ve reached that point and there are no other alternatives, then you need to proceed to filing Chapter 7 and dissolving the business. While you’re aware that the bankruptcy adversely affects credit history, you may not be sure how it will affect… Continue reading Business bankruptcy and your credit history
As auto loan debt surges, so too do Americans who are struggling to meet these financial obligations. According to the New York Federal Reserve, more than 7 million people were 90 days or more behind on auto loan payments at the end of 2018. At the same time, auto loan debt increased by $584 billion. This marks… Continue reading Record number of Americans are in default on their auto loans
Being steeped in debt makes daily life an uncertain slog. Getting out from under a mountain of debt is possible with a little help from a professional and a few clever tools. Bankruptcy is one such tool, though the thought often drives people away before they get the facts. The reality is that most people… Continue reading Things people have wrong about Chapter 7 bankruptcy
Keeping your credit score up can help you avoid bankruptcy. On the other hand, if you have already struggled with bankruptcy, boosting your credit score can help you get back on track. The following post lists factors that affect your credit score. Your credit card payment history If you continuously miss credit card payments or frequently pay… Continue reading What affects your credit score?
Steinhilber Swanson, a busy Madison law firm with four Attorneys is seeking a Legal Assistant (paralegal) to assist in civil litigation, family and bankruptcy law matters. Work station has a great view of downtown and the lake. Those with paralegal skills are encouraged to apply. Responsibilities include the following: • Drafting, proofreading and finalizing documents… Continue reading Need Now: Motivated Full-Time Legal Assistant